How to issue payment cards in bulk

If you’re managing a large family — or running a household where multiple children each need their own card — issuing cards one at a time gets tedious fast. KiddyCash lets you kick off card creation for all your children in a single workflow, saving you from repeating the same steps over and over. This guide walks you through the bulk issuance flow and flags the details worth paying attention to.

Before you start: Each child must already exist in your family profile and have a verified wallet. If you’re still setting up children, check out how to issue a payment card for a child for the single-card flow first.

What bulk issuance actually does

Bulk issuance doesn’t create one shared card — it batches individual card requests for multiple children simultaneously. Each child still gets their own card, their own spending limits, and their own wallet linkage. The only thing that changes is how you trigger those requests: once, not five times.

Steps

  1. Open the bulk card creation screen. Navigate directly to https://kiddy.cash/families/payment-card/create. If you arrive from the dashboard, tap Payment Cards in the family menu, then select Issue cards → Multiple children.

  2. Select the children to include. You’ll see a checklist of all children in your family profile. Select every child who needs a card. Children who already have an active card are greyed out — you can’t issue a duplicate through this flow.

  3. Review KYC status for each child. KiddyCash flags any child whose identity verification is incomplete. In practice, children under 13 in Kenya are issued cards under the parent’s KYC, while older teens may need their own verification step. Resolve any flagged items before continuing — the batch won’t process if any selected child has a KYC hold.

  4. Set spending limits per child — or apply a group default. You can configure limits individually (useful if your 16-year-old in Nairobi gets a higher KES allowance than your 10-year-old) or apply one default limit across all selected children and adjust exceptions afterwards. Limits apply at the wallet level and interact with any recurring allowance schedules you’ve already set up.

  5. Choose card delivery method. Select between a virtual card (instant, works with M-Pesa-linked purchases and online spend) and a physical card (dispatched by courier, typically 3–5 business days within Kenya). You can mix delivery types across children in the same batch — for example, virtual for older kids who shop online and physical for younger ones who need a tangible card.

  6. Confirm and submit the batch. Review the summary screen carefully. It shows each child’s name, card type, and initial spending limit. Once you tap Issue cards, individual card requests are queued. You’ll get an in-app notification and an email confirmation as each card is issued — not one notification for the whole batch.

  7. Monitor issuance status. Head to the Payment Cards section of your family dashboard to track which cards are active, which are pending, and whether any requests failed. To check the status of a specific child’s card after issuance, follow the steps in how to view a child payment card.

A few things worth knowing

The bulk flow was updated as part of the broader onboarding improvements described in What’s new in onboarding in KiddyCash. If you’re setting up a new family from scratch, the companion piece A closer look at onboarding in KiddyCash covers how card issuance fits into the full family setup sequence.

Failed card requests don’t cancel the rest of the batch — the other children’s cards still process. Fix the issue for the failed child and resubmit just that one card.